Eye Care Financing

At Eye MD Monterey, we are pleased to offer payment and financing options for our Monterey vision correction patients, including:

  • Cash or Check
  • Credit Card
  • CareCredit Financing
  • Flexible Spending Accounts

To learn more, please read the paragraphs below or contact our office at 831-324-4730. We will do our best to answer your financing questions.


CareCredit offers a range of financing options for patients pursuing elective procedures, including cataract surgery and LASIK in Monterey. With CareCredit, you can enjoy low monthly payment options, no up-front costs, and no prepayment penalties. CareCredit often runs promotional specials, too. To apply for CareCredit, please click here, or contact our office for more details.

Flexible Spending Accounts and Eye Care

In order to offset out-of-pocket expenses, many of our Monterey cataract surgery and LASIK patients choose to use their flexible spending account (FSA) funds. Recently, the federal government has approved the use of FSA funds for vision correction procedures, including custom wavefront LASIK and premium IOLs cataract surgery.

An FSA allows you to use pre-tax income on medical expenses, including elective procedures, co-payments and other expenses not covered by health insurance. FSAs are available through your employer and allow you to set aside a certain amount of funds into your FSA each pay period.

It is important to note that FSA enrollment periods vary from one employer to another, so it is important that you obtain this information from the human resources department. In addition, FSA funds must be used within a certain time period before they are forfeited. If you plan carefully, you will be able to use your FSA funds to cover vision correction procedures and save hundreds of dollars on your out-of-pocket expenses.

If your employer does not offer an FSA, you may apply for a health saving account (HSA) through your bank. Please contact your bank directly for more information.

Call to discuss the details of this option with Yesenia at 831-324-4730. She will walk you through this process as you prepare for your vision correction procedure.

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